Beijing Baozhijie Technology Co., Ltd.
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Getting cheap car insurance as a young driver can be difficult because insurance companies aren’t crazy about the idea of insuring inexperienced drivers. Here are some things you can do as a newcomer.
Sign up for telematics
Most insurance companies have a telematics option in some form, like Intact’s my Drive. It’s an app-based system that tracks your driving habits, and uses your behaviour on the road to determine your premium. You can incur savings just by signing up, and if you consistently drive responsibly, your rate can go down.
Credit score
Insurance companies also look at credit score as an indicator of a responsible client. As a young person, hopefully you haven’t had time to damage your reputation as a borrower. Keep this in check and you can reap the benefits elsewhere.
Rack up experience
Obviously, you don’t have experience until you have it. But if you can keep a clean, claims-free record from the moment you get your licence, your premium will lower over time. Experience wins — it just takes a while to get there.
Pro tip: Put your name as the primary driver on one of your parents’ cars before you start driving — that helps build your profile as a driver.
Company Details
Business Type:
Agent,Importer,Exporter,Seller,Other
Year Established:
2020
Total Annual:
500000-1000000
Employee Number:
50~100
Ecer Certification：
Site Member
Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions. The company's core executives come from the management and technical teams of well-known enterprises. Relying on ri... Baozhijie Technology is an auto insurance technology company. Founded in 2020, the company is headquartered in Beijing and has set up service agencies in many regions. The company's core executives come from the management and technical teams of well-known enterprises. Relying on ri...
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